Like many businesses, Host Financial started as a solution to a growing problem. Many owners and investors were jumping into the short term vacation rental market, taking advantage of the growing segment of travelers who utilize platforms like Airbnb and VRBO.com. The demand was there, the properties were available, but main-stream financing had not really jumped on board, making it hard to obtain a loan for these kinds of investment properties.
This is the space where Host Financial was born. We understand the vacation rental market and have a network of lenders that specialize in serving investors within this niche. Whether you are seeking short term or long term financing, or even in need of a rehab, remodel, or construction loan, we have you covered.
The Host Advantage
- No Personal Income or Tax Returns
- Lending to Individuals, LLCs, Corporations, etc.
- $50K – $2.5M
Obtaining a loan can be a hassle, but we try to make the process as streamlined and simple as possible with four easy steps:
- Inquiry: We listen, answer questions, establish expectations, and share preliminary quotes.
- Preparation: Preparing a loan for submission is all about having the right documents for a clear picture of you, as a borrower. Host Financial will guide you through a simple list of things to gather about your personal and financial situation, and help ensure it is all packaged and presented in the best possible way.
- Underwriting: Lender orders appraisal and completes due diligence.
- Funding: Sign documents and close!