Schofields specialise in comprehensive holiday letting insurance with minimal exclusions for holiday & second homes (cottages, apartments, villas) in the UK, France, Spain, Portugal and Italy.
You never really know how good your insurance is until you make a claim, and hopefully, you’ll never have to. However, if the worst should happen our specialist team is here to help you get life back to normal, with a minimum of fuss.
- Includes public & employers’ liability insurance
- Accidental damage by paying guests or pets
- Full theft cover, including theft by guests
- Loss of rental income and alternative accommodation costs
- No unoccupancy or winter restrictions
- No fuss 14-day money back guarantee
- English policy with UK based claims support
- We are here to help when you need it most
The UK, France, Spain, Portugal and Italy
My holiday home in Spain has been insured with Schofields for 15 years until it was recently sold. Throughout I have experienced good service and have been able to get a response from a real person to any queries. I had no problems cancelling and getting a refund when the property was recently sold. I bought insurance from them because their terms were realistic - for example, there was no requirement for regular inspection visits or requirements to attend the property at regular intervals- just common sense advice such as turning off water, draining tanks if necessary, locking up properly etc. In short, I found the cover less full of "liability denial traps" than most and it seemed to me to remain good value for my peace of mind and the protection of everyone using the property.
Schofields have wriggled their way out of paying an insurance claim related to COVID. Disgusted with them. Such a farce to believe that you can trust an insurance company like this. They admit our claim is valid, but will not pay it due to government aid received. NO WAY did the Chancellor intend that the emergency payments to businesses should mean that insurers were no longer liable. Schofields are absolute snakes.
Completely abandoned on a claim. No help whatsoever and refused my request for a call from a director. Very happy to take your money for a policy but not willing to do anything when you need to claim. I have had a policy with them for 10 years but that means nothing. Avoid.