Schofields

Specialist Home Insurance For Your Holiday Let

Schofields specialise in comprehensive holiday letting insurance with minimal exclusions for holiday & second homes (cottages, apartments, villas) in the UK, France, Spain, Portugal and Italy.

You never really know how good your insurance is until you make a claim, and hopefully, you’ll never have to. However, if the worst should happen our specialist team is here to help you get life back to normal, with a minimum of fuss.

  • Includes public & employers’ liability insurance
  • Accidental damage by paying guests or pets
  • Full theft cover, including theft by guests
  • Loss of rental income and alternative accommodation costs
  • No unoccupancy or winter restrictions
  • No fuss 14-day money back guarantee
  • English policy with UK based claims support
  • We are here to help when you need it most

Areas Serviced:

The UK, France, Spain, Portugal and Italy

WARNING TO ALL SCHOFIELDS HOLIDAY HOME…

WARNING TO ALL SCHOFIELDS HOLIDAY HOME INSURANCE POLICYHOLDERS THEIR DEFAQTO 3* RATING SPEAKS FOR ITSELF! WARNING – IF YOU HAVE HOLIDAY HOME INSURANCE WITH SCHOFIELDS YOU ARE PROBABLY NOT INSURED!!!!!!! SCHOFIELDS SOLD US HOLIDAY HOME INSURANCE UNDER FALSE PRETENCES AND SHOULD BE EXPOSED FOR MIS-SELLING In the patronising words of Schofield’s manager, “the clue is in the title”! We have had 2 separate policies for our self-catering guest accommodation on our estate insured with a Schofields Holiday Home Policy for many years without a claim. Faced with a claim, Schofields are now arguing that their policies only cover guests staying “strictly for leisure purposes". This means for example that guests staying for the purpose of a family funeral would not be covered “as this does not constitute leisure purposes". Like many holiday home owners, we accept bookings from airbnb and booking.com, and guests stay for a variety of reasons not known to us when the reservation is made, including business trips, childcare, professional sports players, actors, attending weddings, visiting sick relatives, attending interviews or conferences, visiting children at university, locum medical work. SO NONE OF THESE GUESTS ARE COVERED BY SCHOFIELD’S HOLIDAY HOME INSURANCE POLICIES EVEN THOUGH THERE APPEARS TO BE NO DISCLAIMER IN THEIR POLICY DOCUMENTS!!! I have spoken to other insurers who provide this type of cover AND THEY WERE BEMUSED by SCHOFIELD'S comments. SO, IF YOU ARE LOOKING FOR SELF CATERING GUEST ACCOMMODATION INSURANCE BEST AVOID SCHOFIELDS AND IF YOU ARE ALREADY INSURED WITH THEM BEST START LOOKING ELSEWHERE!!! I'VE REFERRED THEM TO THE FINANCIAL SERVICES OMBUDSMAN

outstanding help in my time of need

outstanding help in my time of need, friendly and helpful claims handlers went that extra mile in putting my claim together and then came back to me advising I was now entitled to an extra payment towards my covid claim. I have another property insured with another insurer whom will not be paying anything toward covid losses what so ever.

Very responsive when submitting a…

Very responsive when submitting a request for a quote to the extent I have just taken out the insurance. David was very helpful on the phone. I couldn't have asked for a better experience. I must admit, i hadn't read the negative reviews until after taking out the policy which are rather alarming. That said, so far so good. Hopefully i won't have to make a claim.

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