Allstate HostAdvantage

Peace of mind for home-sharing hosts

Renting out your home can be a great way to earn extra cash, but hosting temporary guests can also expose you to some unexpected and costly risks. Now with HostAdvantage, Allstate is the first major insurer to offer coverage specially designed to help protect your belongings as a home-sharing host.

Help Keep Your Belongings Out of Harm’s Way

When home sharing, you may encounter situations where your belongings are stolen or damaged by guests. Allstate HostAdvantage can help you avoid those out-of-pocket costs, while giving you the peace of mind and tools to be a successful host.

Help keep your belongings safe from theft:

  • You come home to find some of your things are missing, and the only people with access were the renters.
  • A thief breaks in and steals your stuff while the renters are staying there.

Protect yourself against personal property damage:

  • Your renter accidentally spills on your rug.
  • Your renter’s children accidentally crack your TV screen.

Add HostAdvantage to a Home Policy

As a home-sharing host, you hope renters will treat your space with as much care as you do. Allstate HostAdvantage can help you replace your stuff in case your experience doesn’t go as planned. For as little as $50 per year, you can help protect your belongings by adding HostAdvantage to your House & Home policy.

Help Protect Yourself From Unpredictable Guests

Even the most charming guests can be unpredictable. Get a glimpse into some of the risks you may face as a home-sharing host, and how HostAdvantage can help:


Horrible service I signed up with all…

Horrible service I signed up with all state and never again will they or could they ever get my business. I was shopping around and had a current insurance carrier. Allstate quoted me a 528 rate for 6 months. I went for it and paid in full. Little to know a couple days later I get a call stating oh my we must of typed your vin nunber wrong. They then said your rate will go up 200. I said no way that's more than I'm paying now. I asked they cancel the policy and they said no problem. The policy doesn't start for 10 days. They told me they would not issue me a refund until the policy starts so they are holding my money hostage until after 14 days. Do not I repeat do not trust this company stay clear away. I will also make sure all my patients know the bad practices of this crap company.

This review is for the CLAIMS…

This review is for the CLAIMS department only. This has been the WORST service I've ever experienced anywhere - in person or over the phone! I was given a claims adjuster - Kala Lawrence and the communication has been terrible. The first conversation between us was good and professional. She explained the process and how she would keep me updated along the way. All lies!!!! I've called and left numerous voicemails, but she does not return my calls. I called her from another number, and she picked up!!!! Then placed me on hold and hung up the phone, very unprofessional. Now I'm trying to get my reimbursement check and they have shorted me and per usual, she's not answering! Whenever I call, I speak with other claim adjusters who can't help me because I'm assigned to Kala but yet she responds to them via chat (while I am on the phone with them - but won't pick up my calls) .... how crazy?!? I've reached out to her manager Angela and left 3 voicemails and I've yet received a call from her. If you have Allstate and have to deal with the claims department, I hope you experience is much better than mine!! I hate to leave this review, but my hopes are someone in leadership sees this message and reaches out to me with a solution so I can be done with this claim - June 2022 to the end of November 2022 is too long to be dragging this claim out.

Refused to pay for damage

I recently changed my home and auto insurance to Allstate because it saved me money but that was a big mistake on my part. I Wish I had checked here before going with Allstate. The first thing they did was increase my homeowner's insureance by 16% the first year. Next they refused my claim for roof damage even though I had a contractor check and found damage. They sent someone out to look at the roof and denied the claim. We recently had a storm here and several housed in the neighborhood had had their roofs replaced. Including the housed on either side of me, the house across the street and the house behind me. I guess now I will have to do better research to find a reputable insurance company.