Allstate HostAdvantage

Peace of mind for home-sharing hosts

Renting out your home can be a great way to earn extra cash, but hosting temporary guests can also expose you to some unexpected and costly risks. Now with HostAdvantage, Allstate is the first major insurer to offer coverage specially designed to help protect your belongings as a home-sharing host.

Help Keep Your Belongings Out of Harm’s Way

When home sharing, you may encounter situations where your belongings are stolen or damaged by guests. Allstate HostAdvantage can help you avoid those out-of-pocket costs, while giving you the peace of mind and tools to be a successful host.

Help keep your belongings safe from theft:

  • You come home to find some of your things are missing, and the only people with access were the renters.
  • A thief breaks in and steals your stuff while the renters are staying there.

Protect yourself against personal property damage:

  • Your renter accidentally spills on your rug.
  • Your renter’s children accidentally crack your TV screen.

Add HostAdvantage to a Home Policy

As a home-sharing host, you hope renters will treat your space with as much care as you do. Allstate HostAdvantage can help you replace your stuff in case your experience doesn’t go as planned. For as little as $50 per year, you can help protect your belongings by adding HostAdvantage to your House & Home policy.

Help Protect Yourself From Unpredictable Guests

Even the most charming guests can be unpredictable. Get a glimpse into some of the risks you may face as a home-sharing host, and how HostAdvantage can help:


Consistently terrible through and through

I'm not surprised to see a 2-star average for AllState here on Trust Pilot. It shouldn't take three months to update bank details. Bank account numbers shouldn't be emailed. $900,000 shouldn't be missing from a life policy. Smashed, wiggly door handles should be replaced, not painted over. Significantly hail-damaged roofs should be replaced (like the house next door), not "repaired". I have never once felt like I am "in good hands" with AllState. Don't make the same mistake I did by buying multiple policies. I don't recommend buying even one, no matter how good it looks at first. Our homeowner's policy premiums have increased massively. It's not so easy to leave when you have a 20-year life policy and damaged roof...